Stunning ranch-style home situated on a spacious lot with an oversized fenced backyard ideal for pets and entertaining. Fully finished basement with an additional bedroom, kitchen, and full bathroom, providing the perfect space for an in-law/private guest suite. Finished garage with two rooms, a full bathroom, and 2 separate entrances. You have to see it to believe it! This house features two newer hot water heaters, a newer timberline roof with a 30-year warranty, a camera system, two washer machines and dryers, multiple stoves, refrigerators, microwaves, and much more. The above ground oil tank is only for the heat. The seller pays about $600 per year to fill it up. The seller is open to removing the oil tank and installing a new gas furnace (can be negotiated in the offer). Home qualifies for NJ Lenders Corp's 6.5% interest mortgage (APR 6.608%), with no PMI or Points, and a $1,000 lender credit. "Income limits apply..